COVID-19

Check Out Our Videos These regularly updated videos are step by step guides on how to complete various SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online.

With uncertain times upon us, we want to make sure your business is equipped with the right resources to stay successful despite concerns over COVID-19. To ensure you’re on the right path to success, we want to share the latest news and resources for your business. Check out updates below and please contact us at 1-800-616-7232 for any additional questions or concerns.

Online Business Consulting

Meet with a consultant online when you need them. Just a reminder, these virtual consulting sessions are available to you at no cost! Receive guidance on every application, resource, and question to ensure your business is safe. Sign up with the button below for a virtual consultation or call us at 1-800-616-SBDC (7232) to schedule.

Webinars

Register for the Ask SBDC Webinars Here

For Upcoming  Webinars and Online Workshops Click Here

Previous Webinar Recordings

Ask SBDC Daily Calls Recording

Town Halls Recording

My Store Front Is Closed? How Do I Sell My Goods Online? Recording

Survival Strategies for Tech Startups Recording

SBA Disaster Loan Recording

SBDC Resources

COVID-19 Resources – Downloadable SBDC Guide

The Latest News and Resources for Your Business

Download this guide to learn about FAQs regarding the Employment Development Department (EDD) resources, SBA’s Economic Injury Disaster Loan program, our SBDC Finance Center, how we can help – and more! Download Now

How to Keep Your Restaurant Running and Successful Resource Guide

Restauranteurs, this guide is for you. Read up on practices you can implement to streamline operations despite this pandemic. Download Now

5 Strategies to Keep Your Business Healthy During Interruptions Resource Guide

This guide will take you through five strategies most small businesses can incorporate to keep your business running. Download Now

SBA Economic Injury Disaster Loan Resource Guide

Take a look at our guide on the U.S Small Business Administration’s Economic Injury Disaster Loan. We answer your most frequently asked questions. Download Now

COVID-19 Video Guides

These regularly updated videos are step by step guides on how to complete various SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online. Check ’em out here.

More Resources

Pandemic Unemployment Assistance (PUA)

The Employment Development Department (EDD) is offering the Pandemic Unemployment Assistance (PUA) program for unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services due to the pandemic. Learn more about the program here. For the required forms you will need, view here.

If you applied to general unemployment insurance prior to 4/28/20, you MUST reapply to PUA.

PUA:

  • Provides 39 weeks of benefits between 02/02/2020 and 12/26/20.
  • A 13-week extension doesn’t apply because it’s woven into the program.
  • No waiting period.
  • Claims are automatically backdated to the Sunday prior to the first date the claimant was directly impacted by COVID-19.
  • Can only go back as far as 02/02/2020 to coincide with the effective date of the program. (For CA, most were impacted in mid-Mar.)
  • The minimum weekly benefit amount is $167. (Everyone gets this.)
  • Claimants need to report their 2019 *net* income when filing. (Estimates are fine.)
  • To be considered for a higher WBA up to $450, verifiable income documentation will be required.
    • Still working on the process to get docs to EDD, but will make it retroactive to the date the claim began.
  • $600 weekly stimulus applies but only between 3/29/20 and 7/25/20.
  • EDD will automatically certify all weeks ending between 3/14/2020 and 05/09/20 to expedite payment processing.
    • If wages are earned during this time, must report using Ask EDD (online tool).
  •  Payments will be made through the EDD Debit Card; allow at least 5 business days for mail time once the first payment is authorized.

Helpful hints:

  • Can be a bit difficult to know whether you are applying for PUA as it isn’t prominent on application
  • Be sure to answer NO to the following question if you are self-employed/1099, etc.
    • If you worked today, you should indicate the name of the employer you worked for today
    • BUSINESS OWNER, SELF-EMPLOYED, INDEPENDENT CONTRACTOR OR GIG WORKER: If you had no employment(i.e. if you did not receive a W-2) in the last 18 months and are applying for PUA, then click No below.
  • There is an option to save application draft; keep doing this throughout in case system freezes, etc.
  • Don’t forget to refresh the page
  • You might get an error/not available at this time announcement. The system is also knocking people off and asking them to try back in one hour.
  • Answer no to Question 7 – Have you been employed in the last 18 months. If you made a mistake on this question on a previous application, EDD is reporting there is no need to go back and fix this on your end.  The system has been corrected.
  • If you have an existing UI account, you don’t need to open up a new one in order to apply for PUA
  • Net income is gross income minus all allowable deductions by the IRS, including rent, gas, phone bills, etc. The bottom line, it’s what you pay taxes on. Again, an estimate is OK here.

Frequently Asked Questions:

    • I filed previously and received a letter stating I had zero benefits afforded to me. I understand now that when I filed the system was not set up for self-employed claims. Should I open a new claim or update my existing claim? Yes, please. EDD will automatically backdate your claim to the Sunday preceding the first date your business/employment was impacted by COVID-19. However, PUA claims can’t begin any earlier than 02/02/2020. 
    • If I file a new claim, should I cancel my existing claim?  No. EDD updated the system to allow you to submit a new claim without canceling the previous one.

For more information, contact the EDD Assistance Center at 1-866-333-4606 between the hours of 8 AM – 5 PM.

Tax Assistance

If you are experiencing payroll hardship due to COVID-19, the Employment Development Department (EDD) is providing payroll assistance. Employers have the ability to request a 60-day extension to file their payroll reports and taxes. To learn more, check out our downloadable resources down below or call the EDD Taxpayer Assistance Center at 1-888-745-3886 (toll-free).

Loans  

The Small Business Administration (SBA), a U.S. government agency that provides support to entrepreneurs and small businesses, is offering small businesses impacted by COVID-19 $2M in disaster loans. This loan can assist in helping with some of the economic injury caused by the coronavirus.

The state of California’s CA Infrastructure and Economic Development Bank’s (IBANK) Disaster Relief Loan Guarantee Program (DRLGP) for small businesses affected by COVID-19 is also accepting applications.

Employee Protection

Visit the Occupational Safety and Health Administration (OSHA)‘s website regarding the health and safety of all workers during this pandemic. OSHA’s website describes what employees can do to financially help and protect themselves during this time. Employers are also welcome to download the OSHA’s guide on preparing workplaces for COVID-19 in the section below.

Business owners may also apply for the EDD’s Unemployment Insurance Work Sharing Program. This will assist employees those whose hours and wages have been reduced receive unemployment insurance benefits, keep their current jobs, and reduce their risk for financial strain. This program will also help employers keep their current employees and reduce the need to layoff their workers.

 

Lastly, it is important to note that although the SBDC will be postponing and canceling our in-person events for the time being, we will continue to have virtual programs as we wish to help your business survive and thrive regardless of the circumstances. Be sure to keep an eye out for these events – all at no cost to you.

 

 

Downloadable Tools

Loan Packaging Funding Checklist

A checklist of required documents to submit to our lending partners.

COVID-19: How to Keep Your Restaurant Running and Successful

This guide will go over some practices to streamline operations during the pandemic.

5 Strategies to Keep Your Business Healthy During Interruptions

Here are five tips you can implement to keep your business running during interruptions.

EIDL FAQ Resource Guide

Here are the most frequently asked questions regarding SBA’s Economic Disaster Impact Loan.

SBA Paycheck Protection Program Loan (PPPL) Worksheet & Data Needed

Our spreadsheet will help provide your estimate for the SBA’s PPP loan and data needed.